Let’s start by covering the basics of what late mortgage data is. This will be any home owner that has missed 2 or more mortgage payments and is be placed in the categories of 60, 90, and 120 or more days late. This depends on how long they have not made a mortgage payment. Once these homeowners move into the 90- 120 day late category their mortgage information then becomes available to the public.

The paradigm of late mortgage data gives you a drastic advantage over the competition that relies on public records by combining credit affiliated sources with public records. The paradigm of late mortgage data is in the 30, 60, and 90 day late time period which allows you a great head start on these late homeowner leads.

Through Grow Data proprietary partnerships, we can offer a late mortgage record that is modeled and extremely accurate at 95%+ including mortgage amount and other variables such as seasoning of the loan, equity, etc…

1.  Find motivated sellers with equity.

2.  Target distressed homeowners that may be a great short sale opportunity.

3.  Engage pre-foreclosure and foreclosure prospects before the competition.