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i need health insurance, but i have no income

Im a mother thats in need of Medicaid because im in need of getting my teeth fix my children get Medicaid so i want to know if my children get it do i get Medicaid to, Medicaid and CHIP are based on income, family size, and what state you live in. My boyfriend works and I stay home with my kids. You potentially may even have options with Medicaid that can cover previous bills in some cases. Im 46 female had stroke two yrs ago. The ACA cost assistance just affects taxes and coverage for those making too much for Medicaid. You just suffer until you die, no one cares, that how the much the people making decisions care about Mississippians or thats how smart they are, yes smart. So when in doubt check with HealthCare.Gov and your state Medicaid office (links provided in the answer above). We receive food stamps but no other help. to effectively close Medicaid for the poor and mandate coverage to the masses. How can I get health care if I don't qualify for TennCare? - TN.gov Only caveat is for long-term care. I lost my Health Insurance in August 28,2016. They must start fining our states that do not help the uninsured. You have options to apply online, by phone, or in person. Specifically other public programs that can offer assistance and point you in the right direction locally and private healthcare providers who after assistance as charity. Imiss a diabetic with congestion heart failure an high cholesterol problem no insurance an no doctor what can I do for help, I turned 19 year old on December 1 2015 and my insurance went out on the 31 of December and Im looking for insurance and dont have income but still in school at this time want can I do to get enrolled in some kind of insurance. So, what are my options? Her income is too low. They are the only ones with the power to change that. Bottom line question: is it possible to help an adult (over 30) child with very little income (Medicaid eligible) obtain a marketplace health insurance plan by helping to contribute to the monthly premium? In an emergency always go immediately to a hospital (a public hospital if you can help it). Not at all. Make sure to exhaust all your options and dont give up. i live in Texas. My chemotherapy and diabetes that I have been going through for the last 10 years has resulted in 98% of all of my teeth becoming incredibly fragile and breaking off clean at the gum line but even if I had Health or dental insurance they would not cover the extraction and replacement with the lowest cost 4 in 1implants and cant eat losing so much weight, constant mouth sores and cannot chew food as not ONE molar to grind food and in painanagrment to handle the chronic pain and also diabetic meds i. Cant afford with no insurance. Without health insurance, you may have to pay the full cost of any medical care you receive, including preventive care. Its four parts are: Part A: Hospital insurance; most people do not pay premiums for coverage. You should also look into the health insurance marketplace. I hear what you are saying. My Medicaid ended 12/01/2012 when my daughter turned 18 yrs old. This page is specifically about Medicaid expansion, so literally, and I swear I mean this, on that issue alone the Republicans are solely to blame for low income Americans not having health coverage. I was told I do not qualify for any government insurance. If you are staying there utill you get a job and it is a fill in temporary situation because they are worried about you you should be eligible. Why do I have to pay this penalty and people who are not citizens pay nothing? She has a seizure disorder. 6 Free or Low-Cost Health Insurance Options - Verywell Health Written by Nicole Pajer Published on April 26, 2022 Key takeaways: Based on factors like your age or income level, you may be eligible for free or nearly free Medicaid coverage. I will be laid off in February 2020. Im so sick, I cant afford a doctor visit and if I go to the hospital they will turn me away unless I pay at least $200 or more. Oklahoma denied me sooner care which is their Medicare. LOL. I suffer with hypertension. It depends on your state. I carried my daughter, but she doesnt have coverage either since I lost my job. I have zero income and no family. He cannot pay the penalty for not having insurance, nor can I carry that burden either, and abandoning him is not an option- he has no one else. What Do I Need to Tell My Employees about ObamaCare? I earned +/- $500 to $800,000 a yeat up until12/1/12 where my income was $60k in 2012 and 2013 and 14 were even less and tbe second half of 2015 thru current day, I have no income living of basice and assistance of familu while I apply for 10 to 20 open jobs a day and gannot get any decent earnings even of I work 2 jobs at 20 hours a day! ObamaCareFacts is a free informational site. I am leaving my husband, but we are still married. what if you are seriously disabled and simply can no longer live at home, have no family, no other resources? Local health departments and clinics can help people with diabetes find medical care at little or no cost. If your only income is $400 a mo. Party IS irrelevant. How do you pay for that, Apply for Medicaid https://obamacarefacts.com/obamacares-medicaid-expansion/. You can go to the hospital with no coverage but if they send you to a specialist you are out of luck.Ive been living with a broken shoulder for three years and cant work. ObamaCare Medicare: ObamaCare and Medicare, ObamaCare Explained | An Explanation of ObamaCare, The Koch Brothers and ObamaCare: and Other Koch Brothers Facts, Free ObamaCare Guide: Your Guide to ObamaCare, ObamaCare Implant: ObamaCare Microchip RFID Myth, ObamaCare Between Two Ferns With Zach Galifianakis, Fiscal Cliff: ObamaCare and the Fiscal Cliff, Healthcare Reform will effect citizens with HIV/AIDS Positively, ObamaCare Website Glitch and Other Glitches, Congress ObamaCare: ObamaCare Exemption for Congress, ObamaCare Replacement Plan: CARE Act Facts, Federal Appeals Court Puts a Temporary Hold on Ruling Against ACAs Preventive Health Care Mandate, 2018 Cost Sharing Reduction Subsidies (CSR), Out-of-Pocket Maximums and Deductible Limits for 2018 Health Plans, 10 Tax Tips for the ACA or ObamaCare for the 2018 Tax Season, The Penalty For Not Having Health Insurance in 2018, Out-of-Pocket Maximums and Deductible Limits for 2017 Health Plans, What Has Changed With Obamacare For 2018 -2019, Short Term Health Insurance for 2018 2019, The Federal Poverty Level Guidelines For 2019 and 2020 Coverage, 10 Tax Tips for the ACA or ObamaCare for the 2019 Tax Season, Out-of-Pocket Maximums and Deductible Limits for 2019 Health Plans, Out-of-Pocket Maximums and Deductible Limits for 2020 Health Plans, Out-of-Pocket Maximums and Deductible Limits For 2021, 2024 ObamaCare Eligibility Chart and Subsidy Calculator, Out-of-Pocket Maximums and Deductible Limits For 2022, 2021 ObamaCare Eligibility Chart and Subsidy Calculator, State Specific Deadlines and Extensions for ObamaCare 2021 Open Enrollment, ObamaCare Mandates Fee Reduced to $0 (Some States Have Their Own Fee), 2023 ObamaCare Eligibility Chart and Subsidy Calculator, 2022 ObamaCare Eligibility Chart and Subsidy Calculator, The Federal Poverty Level Guidelines For 2020 and 2021 Coverage, 2022, 2023, and 2024 | Federal Poverty Levels (FPL) For ACA Coverage, Out-of-Pocket Maximums and Deductible Limits For 2023, State Specific Deadlines and Extensions for ObamaCare 2022 Open Enrollment, List of States With Individual Mandates for 2022, State Specific Deadlines and Extensions for ObamaCare 2023 Open Enrollment, Ideologies and Tactics Related to Defunding ObamaCare, 2014-2016 Special Instructions: Form 1095-A, 1095-B, 1095-C, Out-of-Pocket Maximums and Deductible Limits For 2020, Coronavirus Special Enrollment Dates and Deadlines, Doc Fix Medicare Access and CHIP Reauthorization Act of 2015, The Difference Between ObamaCare and TrumpCare, ObamaCare Myths: Myths on the Affordable Care Act, Obamacare Bumper Stickers | ObamaCare Merchandise, Obama Health Care: The Obama Health Care Plan, Paul Ryan Obamacare: Paul Ryan Health Care Reform, Save ObamaCare | Protect ObamaCare in 2018, Health Care For America Plan / Health Care For America Bill, Obama Approval Rating | Job Approval Rating, ObamaCare Fact Check, Checking The ObamaCare Facts, ObamaCare: Everything You Need to Know About the ACA, The American Rescue Plan Act and ObamaCare, ObamaCare Facts An Independent Site For ACA Advice, ObamaCare Facts: Facts on the Affordable Care Act, ObamaCare Summary: An Overview of the Affordable Care Act, Summary of Provisions in The Patient Protection and Affordable Care Act, Summary of the Health Care and Education Reconciliation Act of 2010, ObamaCare Health Insurance Rules, Regulations and Standards, Obamacare Bill: Full PPACA & Related Laws, Medical CrowdFunding, Fundraisers, and Donations, ObamaCare PDFs, Documents and Other Resources, ObamaCare Poll: ObamaCare Approval Rating Popularity, Short-Term and Major Medical Health Insurance, Short Term Health Insurance Vs. ObamaCare, Short Term Health Insurance As Primary Coverage, Employer Tax Credit Form 8941 and Instructions. Its worse. She now resides in GA and can be covered under Medicaid for 5 months. Then it becomes frustrating, not just for you, but for those of us who dont think we should leave people in your situation with no options. Make sure to contact healthcare.gov or see official IRS documents for the final word. I do not qualify for Medicaid.been denied for ssi. I cant find any health care and I am a diabetic. I was able to get emergency treatment at a hospital once and they generously waived the sliding scale payments, however I had to pay for prescriptions and opted to just fill the most important one. Please any advice, any online legit pharm/skype/phone Dr to help with pain treatmemt as I need pain management after half of my liver removed from tumors, 10 years of chemo and minimal radiation for Psuedo Lymphoma, diabetes (11.9 A1C) and then asthma, high blood pressure ,no short term memory at all and ALL OF MY TEETH ARE GONE OR READY TO FALL IN DAYS OR WEEKS. Usually you cant get Medicaid unless you are pregnant or disabledIm sure he isnt preggers, right? It is unbelievable that more disclosure has not been made about this gap in the affordable care act. called Sulzbatcher but his back problems are more sever than they seem to have the abilities to treat. I guess you have to sit down with a health advocate from a hospital or a Charity and get some guidence about what you should do first. I hare no income. Need health insurance? He is 30 and has 0 income. Obamacare sucks, He lied to us all. oh wait lets ask the celebrities they seem to think they have all the answers.. What do I Do? I finally found out what was wrong as I stated above 8-10 months afterwards with no lumps like they claimed when I had insurance! Hi, Im 28, no income, student, in the state of Florida. A SHOW OF HANDS WILL YOU GIVE ME A JOB?!?! Once you understand the eligibly guidelines you can work to meet them. I have health issues, now I cant have my nurse anymore, nor can I afford my medications. I just lost my job in September and my health care and Doctor. Good luck and make sure to use the resource available (state Medicaid department https://www.medicaid.gov/about-us/contact-us/contact-state-page.html and the Social Security help line for example https://www.ssa.gov/planners/disability/apply.html). This is true and very sad. If you are low income and your state expanded Medicaid, you can qualify for Medicaid in retrospect in some cases and you can even sign up in the hospital after being tended to. End of story. GET IT TOGETHER WASHINGTON! Im sorry that you lost your job. Wellness Mental health services: How to get treatment if you can't afford it 56 percent of Americans don't get the help they need. Premiums and Deductibles are higher. Dental care Original Medicare does not cover most dental care, procedures . Drawing an early retirement, and its barely enough to pay my rent! I had to move from WA because I lost my home and live with my brother. People only repay some or all of their tax credit if they earn MORE than the amount they predicted when they signed up. In America we dont turn away people from hospitals, even in Mississippi, even if they dont have insurance. Ive tried everything! I have medical problemsand started having pains in body and i panicked left my jobs insurance and everthing i had in californiait seems they dont have medical or any emergency med cal. Or at least, in theory this works, I havent heard many happy success stories. have no income for the following reason(s). Consider these points before passing on health coverage. I AM CURRENTLY DISABLED AND TRYING TO GET MY DISABILITY. & I so suffer with back trouble.had two back surgery in O7 . Medicare Part F (Medigap) vs. Medicare Advantage. Horrible. My brother hurt his back had surgery while insured it didnt help. Last time I tried there, I had been out of work or off unemployment too long to meet their specific requirements. Can he see a doctor here? I have been turned down several times. It opens up options and tells your state, hey another person with no coverage being denied an olive branch here. I tried OBamacare but I had to have some income. If a corporation can pay a 0% effective tax rate (that isnt why they qualify for subsidies), you can wiggle out of the $44 guilt free and take advantage of Medicaid, which honestly should be an option in a position like that any way. However, you do qualify for exemptions from owing the fee or from being required to have insurance. Market says to pay for private insurance.How the hell can you pay for private insurance if you have no income and denied by Medicaid. Medicare Should Come With These 4 Warning Labels - NerdWallet What Happens If You Don't Have Health Insurance? - Forbes Yes you can always appeal and reapply, and you should if you think you are in the right. So how can we really even discuss it? To clarify the answer is saying: In states that expanded Medicaid anyone making less than 138% of the Federal Poverty Level, who doesnt qualify for Medicare, regardless of other factors, can get Medicaid through their state Medicaid office (you can also contact HealthCare.Gov to be pointed in the right direction or sign up a number of other ways). The best general answer is to look for local community help (charities and trainees). Donate to charity, 401K, or whatever other vehicle you can figure out. Its just a complex topic. So, what if you cant get on Medicaid and have a hard time finding a job that offers good or even decent health insurance? If your state did expand Medicaid and you no income then you should apply for Medicaid in your state. Without health insurance I cannot go to the doctors. Part B: Medical insurance; most people pay the standard monthly premium, which is $148.50 in 2021. Who Should I Include in My Household for ObamaCare? The Basics Q1. I can run down five flights of stairs and keep walking. I had Medicad, and was told that I am not covered anymore. What can he do? Need to know what to do and where to go to to get insurence. We have no children. Low-Cost Treatment - Anxiety and Depression Association of America, ADAA Do i have to pay back any tax credit for obamacare? My brother recently returned to the US to live with us. What Are Your Options for Health Insurance With No Income - GoodRx CHIP tends to provide coverage in most states, Medicaid for most single adults is what is not an option in Texas. I-Need informiert Flchtlinge und Bedrftige ber Mittagstische, Unterrichtsstunden, Kleider, medizinische Behandlung, Beratungen und vieles mehr in einer Vielzahl von Schweizer Stdten und Regionen.. Viele Angebote - einschliesslich der iOS- und Android-Apps - sind kostenlos, von Kirchen, Hilfsorganisationen und Freiwilligen zur Verfgung gestellt. I need a hip replacement cant hardly use my right hand long, dued to my wrist being broke back in April 2018, I Have seziures and have to stay on meds, hypertension! You can still generally call healthcare.gov for help, but things have gotten a little strange over there in .gov land, so Im less sure of this than I used to be. Your issue in Florida is your state rejecting Medicaid expansion and leaving you with no health options, not the fee in your case. Google list of states that rejected Medicaid expansion and tell me what pattern you see. Texas didnt expand Medicaid, so there are simply less options in Texas. He may also qualify for special enrollment because he just moved (try that second). I have a 24 year old son whom I adopted out of an abusive situation when he was 6 years old. I have asked several times to several agencies without an answer. SSDI and SSI benefits for people with disabilities | USAGov ERs get reimbursed for the charity care they provide. My insurance wont cover him, and now it appears that there is nothing I can do to keep him insured. As a mother you might have options through CHIP (almost positive you would). Why Networks and Drug Formularies in Medicare Plans are Important. Well what about all that money you already payed to the insurance company you are leaving? First thing first you want to apply for Medicaid, that is a great option in 30 states, not as effective in the rest (see https://obamacarefacts.com/obamacares-medicaid-expansion/). can i get free insurance. In non-emergency situations you should direct questions to your state Medicaid office or HealthCare.Gov. Thus, they contribute to the problem, especially regarding Medicaid expansion, and thus, yes, I blame them. On an another note, I had just been denied for VAs medicaid application and cant afford the marketplace coverage. I wont be employed for awhile because I cant juggle school and work. No help. Period. He can just pay for the doctor out of pocket. I have not worked for 2 years, but I am a full time student whos trying to better her life. I voted for President Omaha. Ihave a nephew who doesnt work and has no income of any kind. What is he to do? Feels hopeless. We dont know how to fill out the NY State of Health application so that when all is said and done, my child isnt directed to seek a Medicaid plan. Its simply up to each state to decide. This has been extremely frustrating. Heck I voted for the guy and even I know better. I was collecting Medicaid in Indiana. I am a single parent and I need help. Texas would prefer that my gifted granddaughter work at McDonalds than continue her education. So lets see if I got this right. Physicians will not see patient without this, outrageous, bogus health care, no one really wanted. I do not work and live with a friend. You might be eligible for Medicaid. But time is limited. Apply for Health First Colorado at PEAK. Call the office for the disabeled in your county and ask them for help as your son is disabeled You may qualify for the PTC if your household income is less than 100% of the Federal poverty line and you meet all of the following requirements. Not sure how else to point out this fact, know it comes of as bias, but we are talking about 5 million Americans in hard working families who dont make enough for Marketplace tax credits who are going without coverage over this. With that said, if this is the income you expect this year as well then you would likely want to look into Medicaid rather than the ACA. I was denied Medicare because I have no children. I have a lot of medical bills right know. In most states the only requirement for Medicaid is income (wealth doesnt affect it). Contact the Medicad office that denied you and dispute their denial. Republicans are to blame in that they have consistently been obstructionists rather than a counter-balancing force. If the parent has no income and wants Medicaid then they need to be filed for separately. I cant believe any reasonable sain person would expect a democrat not to go mute when asked a simple question that only has one simple answer..they comfuse easymod..ban them! I am a citizen, pay taxes and have for over 30 years, yet you give illegals free healthcare. When it comes time to file your taxes, you will have to provide evidence of coverage . I lost my Medicaid due to my child turning 18. I have seen this. If Medicaid denies you ask for a Fair Hearing. The doctor I see every 3 months wrote a letter to welfare stating I cant work because of health problems. You can also contact community health centers like Planned Parenthood. Everyone under 138% the Federal Poverty Level is covered by Medicaid. Awaiting SSDI. Contact them and tell them to expand Medicaid in your state. I hate to give this answer as it is so general, but all the other advice involves getting your income in the right place to get assistance through HealthCare.Gov. A dental clinic might be able to offer you implants I hv no health ins and am being eat up w/ medical Bills, still hv to go for more tests and see too a gall bladder surgeon, I desperately need help!!! And even if a person is low income and without a permanent residence HealthCare.Gov can offer very affordable plans to anyone making over 100% of the Federal Poverty Level. In my home state of Washington (state), specifically the east side (near Idaho, not Seattle), the housing is cheap, care is great, Medicaid is expanded, and the job market isnt too shabby. Who's eligible for Medicaid? | HHS.gov I cant think of a reason to go with another option with $0 income (as it would be full price and have all the costs that Medicaid avoids). So for those stuck in the Medicaid gap they face a number of unfriendly options, similar to how it was for millions before the ACA. No matter what your insurance status, hospitals and emergencies room must provide adequate care if your situation qualifies as an emergency. It has limited guidelines mostly for women with children or severely handicapped. That said, Florida isnt the worst of the non-expansion states for getting local help. Commissions do not affect our editors' opinions or evaluations. However, the cost isn't the only challenge for people navigating health insuranceit's also a complex system. I understand my state did not expand there options but I still need insurence. Political rhetoric is uncalled for. Or would I not be eligible because Im still a minor? Unable to make further payments I was dropped. 18 states have still not expanded Medicaid to low income adults who are not disabled or pregnant and the GOP replacement proposal would cut Medicaid expansion funding to the states that have expanded over a two year period. If you are between the ages 26 64 and you have $0.00 income, you cannot pay a monthly fee for insurance, you cannot pay co pay. Logistics aside, you can also move to any state that did expand Medicaid and get free or low cost coverage today. Everything sounds so scatterred and is hard to un ravel. He works but I dont so no income for me. Looking for work @56. You should be having a Health clinic assist you with your Health plan with eligbility guide lines for Medicaid Ok thanks. Medicaid is only affected by Medicaid. In states that expanded Medicaid if you make less than 138% of the poverty level you would qualify for Medicaid. Ive been laid off from my job and no longer have health insurance. So, care to weigh in. People are still people wether they have children or not. Basically does it work the same as if I made too much money if I end up making too little money? Also because if this cysts bursts and( can be felt outside my pelvis ) if I dont bleed internally I can get a serious infection to where I can never have my miracle child. In states that expanded Medicaid, you would be eligible for Medicaid at no cost to you if your income is below 138% of the Federal Poverty Level. What to do. Hold on, you said that those that have no income that there is nothing in the marketplace for us. I live in Texas. The thing you should understand though is you were denied coverage by Ten Care. It was meant to read medical.. Short-term health insurance or indemnity plan. This portal will tell you if you qualify for programs like Medicaid, the Children's Health Insurance Program or discounts on marketplace plans. Look into local assistance programs. Georgia didnt expand Medicaid, so that makes it difficult in some ways, but in some cases there are still options. Cant collect SSD due to lack of recent work history. I am 61 , live in Texas now, moved from another red state , I am unemployed and having health issues for the first time in my life with no job and no insurance , Obama care wont help me because I Have no job, the state wont help me because they didnt sign up for the Medicaid expansion so this affordable care act has been determined to be unaffordable if u are an unemployed American citizen. Health Care Coverage Options for Unemployed | HealthCare.gov Go to Healthcare.gov to find your state Health Insurance Marketplace. Those making under 138% are supposed to go with Medicaid if they qualify (eligibility depends on the state). Not to help someone that is homeless and jobless is HORRIBLE and this whole junk of a healthcare program is completely unbelievable that it was even done.but when does Washington elite care about those that have nothing??? Luckily our main goal is to help. I watched a male individual going for his SSI disability hearing one morning. Because you potentially have a range of options, you should contract healthcare.gov for direction in my opinion. South Carolina has been a little lackluster in regards to embracing the ACA. This will let you see what the minimum income is for your state and if their are any other eligibility guidelines for your state. It isnt easy, but if you can project to make $11,670 you can get assistance through the Marketplace in all states. Your state took advantage of a 2012 supreme court ruling, brought on by the NFIB (http://www.nfib.com/), which made it so states didnt have to expand Medicaid. Ask Medicaid for a for a hearing for a Fair Hearing on your denial Ive applied for disability, but cannot afford a Dr now because I lost my Medicaid around 5 yrs ago. But it only changed for some. My husband has a job that offers insurance to both him and I but I will not be working and I was wondering if I can apply for Medicaid or will they kick it back because of my husband? You can transition to marketplace coverage via special enrollment if you lose coverage, and Medicaid if your state expanded and you have no income. ANYBODY?!? CHIP is expanded in all states to some degree and all families have coverage options. I am unemployed due to health issues and lost health insurance when layed off from job. He had been physically abused leaving him according to two doctors with the back of an 87 year old man. Poof. Not purposefully ignoring anything on this site. https://obamacarefacts.com/obamacares-medicaid-expansion/. She came to stay with me, April 2015. she was in Vermont prior and became homeless due to alcoholism. I need help they took me off Medicaid cause of my husband they go by his income and he wont help me I have health issues and I cant take my prescriptions now I need health insurance and prescription coverage. I am 48 my husband has been laid off for 7 months we have no income what so ever. Nothing more to it. What do I do for Health Insurance if I Have No Job and No Money? In states that you dont qualify, you have unique options under the American rescue plan. Currently, my childs only income is investment income an amount that would qualify for Medicaid. This reply is basically telling all those who dont qualify for Medicaid in the backward states that rejected it that they are screwed. You can sometimes use the rejection letter from Medicaid to expand options through heatlhcare.gov. Insurance is Required by Law. Its privately owned, and is not owned or operated by the US federal or state government. This is not insurance, but a health and prescription program designed for those well below the poverty level.

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i need health insurance, but i have no income

i need health insurance, but i have no income