This is not an offer to buy or sell any security or interest. The way Chelsea Groton Bank makes money from offering you a credit card is from the interest you pay when you dont pay the card off in full by the end of the billing cycle. Current Rates | Chelsea Savings Bank Certificates of Deposit Competitive CD rates and a variety of maturities for short and longer term goals. Do This First, Differences Between a Home Equity Line and Loan, Six Helpful Tips for Home Equity Borrowers, Milli Bank Now Offering 5.25% Savings Through Its Mobile Only Platform - Jul 7, 2023, Discover Bank Raises Its Online Savings Account Rate to 4.15% APY - Jun 22, 2023, Fitness Bank Raises Top Tier Savings Rate to 4.50% APY - Jun 1, 2023, CFG Bank Raises 1-Yr and 18-Month CDs to 5.25% APY But Products Carry an 180 Day EWP - May 11, 2023, Valley Direct raises online savings rate to 4.50% APY - May 11, 2023, Citizens Raises Online Savings to 4.50% and 1-Year CDs to 5.00% - May 2, 2023, Fitness Bank's Online Savings Rate is Now 4.40% for those registering 12,500 Steps - Apr 29, 2023, Bask Raises Its Online Interest Savings Account by 10 basis points to 4.75% APY - Apr 27, 2023, Disclosure Governing Your Use of this Website. Choose a limited-time special CD or one of our more traditional CD options. APR* changes daily see rates for more details, Home Equity Line of Credit (HELOC) - Primary Residence, 2020-2018 (mileage restrictions may apply), Five year Draw Period, Extended upon Review, Prime Rate Adjusted Quarterly, Currently 8.25%. Rollovers/Direct Transfers Have you changed jobs? Education IRA Established for individuals under the age of 18, allowing you to save for a childs higher educational expenses. Interest Chelsea Groton Bank is an FDIC insured institution located in Groton, CT. SAVINGS RATES APY MIN; Savings 0.03%: $2,500: Compare: CD RATES APY MIN; 6 Kids Book Club Please join us Thursdays for a kids book club on Thursdays in July & August from 10-11 AM via Zoom. The APY assumes interest remains on deposit until maturity. Keeping your account safe and secure is our highest priority! Provided by BestCashCow. And in your aspirations for a brighter tomorrow. and is eligible for a Datatrac Great Rate Award and saving you as much as $1,488 over the life of the loan. Chelsea Groton Bank branches and locations in your neighborhood. S = Satisfactory. Its never too late to begin. Lake Trust Credit Union is not responsible for the content, availability, security or compliance of any linked third party websites. 8% of Chelsea Groton Bank employees are Black or African American. 3 Same as the term selected from the CDs listed of one year or longer. qualify for after reviewing your application documents. It also offers access to mobile and web apps for a straightforward mobile-banking experience. No matter what youre saving for, Chelsea Groton has a product and a plan for you. SAVINGS RATES APY MIN; Savings 0.03%: $2,500: Compare: CD RATES APY MIN; 6 Mo CD WebSolutions to Buy a Home. Each dividend rate will apply to the daily balance within that tier and not the entire balance. Personal Their content and functionality are not under the control or responsibility of Chelsea Groton Bank. Interest WebBOLD: Special Rate, eligible for 0.25% APY increase with active Kasasa checking account Limited time offer is effective as of July 21, 2023 and ends on July 28, 2023. business day and is conducted independent of any financial institution. Minimum deposit of $500. Your Current Location: New York, NY 10007. Chelsea Groton Bank is encouraged to provide us with this information. Activities for a Happy and Healthy Summer with Your kids Banks may issue a credit to an account holder at their discretion. Lets build a savings account plan that works for you. WebLong-Term Analysis of Chelsea Groton Bank with 0.10% APY . Buy a Home Our Customer Care Center and Video Bankers will be available to assist you from 9:00 Conforming Rates (Loan amounts $726,200 or less)(1) 30 Year Established. When they arrived my name was misspelled. An Aspire CD is a goal-based account that makes it possible to build your savings by making deposits of $10 or more. Waiting Time. All loan proceeds fund the deposit account. Customers can open an account at one of its 14 branches. This Groton, Connecticut hotel is 7 minutes from Trumbull Golf Course and Groton-New London Airport. Allowable terms vary by loan amount. WebSavings, HSAs & Money Markets No matter what youre saving for, Chelsea Groton has a product and a plan for you. Team Member Spotlight: Get to Know Krissa A withdrawal will reduce earnings. To learn more about which account could be right for you, call our Cash Management team at 860-448-4295, or stop by your local branch. CT Bank Ratings WebCompound Interest Calculator CD Account from Chelsea Groton Bank with 0.70% APY . Decide if a traditional, Roth, inherited, or Coverdell IRA CD Plus aligns better with your savings goal. Interested in using Datatrac content and technology on your website? Small differences in savings or CD rates may seem trivial. Rights Reserved. Buying a new home may be one of the largest financial decisions you will make in your lifetime. WebRetail Banking-Customer Solutions Representative (Full and Part) Chelsea Groton Bank 3.6. Working At Chelsea Groton Bank A lower Texas ratio indicates better coverage of problem loans. 2023 Datatrac Corporation. That has many people wondering if we're in another housing bubble. 904 Poquonnock Road Balances more than $1,000.00 will produce a lower blended rate. problems using this website, please call The existence of a fiduciary duty does not prevent the rise of potential conflicts of interest. 58% of employees would recommend working at Chelsea Groton Bank to a friend and 57% have a positive outlook for the business. A big change in these figured can also be from a bank acquisition or merger. Go the Traditional route or do something a little different with a Roth IRA CD. Chelsea Groton biometric, face ID, PIN if applicable). Select your Chelsea Groton debit card. We love supporting local Michigan businesses. FNB is an Equal Housing Lender; NMLS #766529. It was founded in 0000 and has approximately $1.56 billion in assets. Rates Compare the best One-year CD rates in Groton, Connecticut, CT from hundreds of FDIC insured banks. WebThis fall, the Chelsea Groton Foundation approved $345,810 in grants to 59 non-profit organizations from Connecticut and Rhode Island. Lake Trust Credit Union - All Chelsea Groton Qualified vehicles in this category include Personal Watercrafts (e.g. Unlock Your Home's Value: Discover the Power of our Online HELOC! And watch your savings grow, faster. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank Our Customer Care Center and Video Bankers will be available to assist you from 8:00 a.m. 3:00 p.m. It has a fair savings rate compared to the average savings account. We are proud to be able to give to organizations that support basic human needs hunger, homelessness and healthcare especially as we continue to face challenging economic times and know Datatrac Great Rate Awards certify that deposit and loan rates outperform the market average for comparable products. 904 Poquonnock Rd interest rate, and the home equity term to view the impact on the monthly payment amount. WebFinancial wellness your way. Business Incorporated: WebLocation of This Business. In your goals for the future. Funds dispersed October 1, including accumulated interest. Chelsea Groton It'll look even better when you see it again. has to absorb its loan losses. Roth IRA A good choice for those who expect to be in a higher tax bracket upon retirement*. Loan subject to approval. Converts to a 12-month regular CD upon maturity. Because of the impact of Our Customer Care Center and Video Bankers be live available to assist you from 8:00 a.m. 3:00 p.m. Get 860-448-4200, tour a Video Banking Machine (VBM) , or download our Film Banking App . Monday, July 3, 2023 marks Chelsea Groton Banks 169th anniversary of being a strong, well-capitalized, mutual community bank and supporting members of our shared community as they strive to reach their goals. David, a mechanic, handled all repairs himself, while Beth managed the appointments, bookkeeping, and other duties related to the management of the business. Chelsea Groton Bank has approved 6 loans, and their average Gross Approval was of $115,750. Rates may change at any time. Visit any branch to open this account. Chelsea Groton 2 Variable rate tied to 6-month CD rate; may change at any time determined by the bank at our discretion. Payment obligations determination likely being higher as this WebWith a savings rate of 0.03%, Chelsea Groton Bank ranks below the mean as compared against the national average. 25, 2021 I ordered checks. Additionally, providing up to two years of income verification may be necessary. A loan officer will inform you of the rate and term you qualify for after reviewing your loan application documents. WebWhat is my Chelsea Groton Bank - Personal credit card interest rate (APR)? NPR Click notice for more informationMastercard Identity Check OTP Notice. and interest payments a borrower will make over the life of the loan. IRA contribution limits and distributions apply, Defer taxes on contributions until the year the funds are withdrawn, Certain contributions are also tax deductible in the tax year for which they are made, Allows deposits up to the individuals annual contribution limit, Deposits are not tax deductible, and withdrawals will not be taxed during retirement under certain distribution conditions. WebIn observance of Juneteenth, all Chelsea Groupon locations will become closed with Monday, June 19, 202 3. When we receive this information from the bank, we will provide it here. by up to Who do I contact if my Chelsea Groton Visa Debit Card, Credit Card or Checkbook is Lost or Stolen? We can provide you with the savings vehicle that can set you up for financial security. Call 860-823-4800 or read on below.. Who we are: Who is providing this notice? The product converts to a 12-month regular IRA CD upon maturity. Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! There is no guarantee that you will receive the rates or terms displayed herein. Chelsea Groton Foundation Approves $345K in Grants 1.5x points on all other eligible purchases. Bridget Sheriff turned yours fudge-making hobby in Oh Parry and Learn, LLC. WebAn adjustable-rate mortgage (ARM) has interest rates that adjust over time. 12% of Chelsea Groton Bank employees are Hispanic or Latino. The way Chelsea Groton Bank - Personal makes money from offering you a credit card is from the interest you pay when you dont pay the card off in full by the end of the billing cycle. 25, 2021 I ordered checks. That initial rate tends to be lower than that of most fixed-rate mortgages. A loan officer will let you know the rate you qualify for after reviewing your application documents. Connect instantly with a member of our ChelseaLIVE video banking team. Chelsea Groton Datatracs comprehensive, unbiased research and analysis is updated each But, earning more in your savings and CD accounts can lead to much larger account balances balances over time when you examine the difference in compound interest over time. In recent years, the Bank has continued to reinvent branch spaces to provide customers with more comfortable spaces 2New money includes cash, cashier's checks, a check from another financial institution, and funds from direct deposits, wires, and ACH transactions deposited to a Lake Trust account within the last 30 days. The rates below are relationship rates. Datatrac is an independent, unbiased research firm that has monitored deposit and loan rates, fees and product features for over 25 years on more than 289,428 financial institutions locations in America. Other Services. with its tangible common equity and its loan loss reserves. Conditions Variable APR of Prime minus 1.01% in all states. Chelsea Groton Bank Reviews Supervisor needs to learn her job Overall Rating Interest Rate and Cost Office Environment & Staff Waiting Time Other Services by Marianina, May. Payments shows below include only principal also interest. Chelsea Groton Click for details. Please be aware that mobile homes and cooperatives are not included in this offer. Deposit Rates - April 14, 2023. Established in 1854, Chelsea Groton Bank has been a source of strength and stability for the community for 169 years. Chelsea Groton Just ask! Copyright 2023 Chelsea Groton Bank. Weve long believed the more people know, the better decisions they can make for themselves, their families, and their businesses. Chelsea Groton Alexis Kahn. On average, employees at Chelsea Groton Bank stay with the company for 6.1 years. Prime Money Market $150,000.01 - $250,000. The top three loan types in Chelsea Groton Banks loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans. That gives it a Texas Ratio of 2.88%. *APY=Annual Percentage Yield. Melissa is knowledgeable, quick, and organized. Theres power in your dreams. WebCDARS the Certificate of Deposit Account Registry Service A convenient way to access FDIC insurance on multi-million-dollar CD deposits. CD Rates - Compare Today's Highest Rates | SmartAsset Chelsea Groton All Rights Reserved. Rock Painting Saturdays Were spreading cheer locally by painting rocks and leaving them to be found. What we do: How does Chelsea Groton protect my personal information? Chelsea Groton Bank has an overall rating of 3.6 out of 5, based on over 24 reviews left anonymously by employees. 3Third party website. On average, Chelsea Groton Banks interest rates were lower than those of other lenders (-0.15%). One-Time Checkup with a Financial Advisor. Groton, CT 06340. Chelsea Groton Bank Mortgage Reviews & Ratings - Bankrate.com Start saving for a trip or special event. Chelsea Groton supports commercial businesses beyond Connecticut. Rates Savings Calculator Jet Skis), Snowmobiles, ATVs, Campers, Tractors, Riding Lawn Mowers, Trailers, and any other collateral accepted by Lake Trust. Rights Reserved. Chelsea Groton offers competitive interest rates and flexible terms on savings products such as certificates of deposit (CDs) and individual retirement accounts (IRAs). Aspire CD. Whether you are buying for the first time, buying and improving the perfect house, moving up, or trying to maximize your buying power we have the options to meet your needs. Please note that the interest rates offered are subject to change based on market conditions and borrower eligibility. 2023 Datatrac Corporation. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Chelsea Groton Bank's rate for a WebWhile low rates motivated many homebuyers, there were also homeowners who were furloughed and unable to make their monthly payments. In observance of Memorial Day, all Chelsea Groton locations will be closed on Mon, May 29, 2023. Tuesday, April 21, 5:00-6:00 PM at Chelsea Groton Banks Center Groton Branch Tuesday, April 28, 6:00-7:30 PM at Waterford High School Take the time to meet with a lender and find out what you would be approved to purchase, and what you feel comfortable spending (since it could be less). WebChelsea Groton worked with 19 low to moderate-income borrowers to acquire a lower rate mortgage through Connecticut Housing Finance Authority (CHFA), in order to obtain housing for themselves and their families. Reviews . Deposit Rates - June 15, 2023. Its loan related closing costs were also lower than those of other 41% Chelsea Groton Bank offers a complete selection of banking products, including savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products and credit cards. Average Retirement Savings: How Do You Compare? products and services available on this website are available at all For 168 years, Chelsea Groton has been committed to supporting organizations that are critical to the success of our shared community. WebChelsea Groton provides personal and business checking and savings, mortgage loan, cash management, online and retirement planning services to individuals and businesses. Funding in as few as 5 days, Use to consolidate debt or finance your next home project, Third Federal rate are typically 20% lower than other leaders, No closing costs, prepayment penalties, or minimum draw requirements. Compared to other banks in Connecticut, Chelsea Groton Bank has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area. 25, 2021 I ordered checks. www.datatrac.net. Home Equity Loan product from Chelsea Groton Bank - Amortization Schedule Calculator Founded in 1854, Chelsea Groton Bank has assets totaling $1.56 billion and $1.30 billion in deposits, classifying it as a medium-size bank. Support the Lake Trust Foundation to make an impact in your community. You can access Chelsea Groton Bank's app to manage your funds by checking current statements, sending and receiving money as well as accessing support representatives. When they arrived my name was misspelled. Alerts . Chelsea Groton Bank Chelsea Groton Bank's one-year and five-year term Example 2.00% Example 5.00% Earned Interest: $304.74 Earned Interest: $800.61 The higher interest loan would earn you $495.87 more than the lower rate loan. Trim | Save Money Automagically The data is provided by the FDIC. Rates: Events & Education: Find a Financial Advisor: Show Quick Links. If you are using a screen reader or other auxiliary aid and are having Click here for more information on rates and product details. Whether in-person or online, a Chelsea Groton team member can help customize your banking experience to your needs and guide you through checking and savings account opening. Working with an adviser may come with potential downsides such as payment of fees (which will reduce returns). First Mortgage Loan Rates | Chelsea Groton Bank The pricing and rate provided are accurate as of the specified date. Individual Retirement Accounts Choose from Traditional, Roth and Educational IRAs, or Simplified Employee Pension (SEPs): Traditional IRA A tax-qualified savings account available for individuals with earned income. Additionally, Chelsea Groton Bank is FDIC-insured, meaning that your money is insured (up to $250,000) even in the event of bank failure. Chelsea Groton Bank, SALEM BRANCH Chelsea Groton Bank ranks as a medium-sized bank owning $1.56 billion in assets as well as $1.30billion in deposits. Rates 888.267.7200 for assistance. Small differences in savings or CD rates may seem trivial. Add to at any time. WebYes, your Chelsea Groton accounts and transaction activity will link automatically. Chelsea Groton Bank has several deposit products including savings accounts, checking accounts, money market accounts and CDs, providing you with many options to manage your money. Business. Chelsea Groton If you meet your goal before the term is up, you can close your Aspire CD without incurring an early closing penalty. This content is password protected. Deposits allowed during maturity and 10-day grace period, Automatic renewal Maximum balance is $250,000. Chelsea Groton Set a little money aside and forget about it. Annual fee waived for the first year. In addition, she has programs for first-time homebuyers, low down-payment options and below-market interest rates. WebTo learn more about which business checking account could be right for you, call us at 860-448-4295, contact a member of our Cash Management team below, or stop by your local branch to speak with a branch manager. Privacy Policy + CCPA, Disclosure Governing Your Use of this Website | We can Chelsea Groton

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